Financing Resources
Use our payment calculator to estimate costs, or browse our guides to understand your financing options before starting the conversation.
Equipment Payment Calculator
Estimate monthly payments based on amount, term, and rate. For a real quote, start the conversation.
Understanding Your Options
Equipment Loan vs. Lease
Equipment loans result in ownership. Leases offer flexibility and potential tax advantages. The right choice depends on your use case, tax position, and how long you'll need the asset.
Term Loan vs. Line of Credit
Term loans are best for specific, defined needs — a lump sum you repay on a fixed schedule. Lines of credit are better for ongoing or unpredictable capital needs where flexibility matters.
Application-Only Up to $300K
No financial statements. No tax returns. No P&Ls. For equipment and working capital up to $300K, a one-page application is all we need. Decision in 24 hours.
Section 179 Tax Advantage
Section 179 allows businesses to deduct the full cost of qualifying equipment in the year it's placed in service — even when financed. This can create significant tax savings in year one.
How Fast Can You Fund?
Equipment and working capital decisions in 24–48 hours, funding in days. SBA loans follow a longer process. We'll tell you upfront which timeline applies to your situation.
What We Look at in Underwriting
We evaluate business fundamentals, cash flow, equipment value, and industry — not just credit scores. Strong business performance can offset credit challenges.
Questions? We Have Answers.
Call us, email us, or fill out the form. A real person responds the same business day.