Institutional Expertise.
Applied to Every Deal We Touch.
Our team spent 20+ years inside the financing industry before building the company we always wished existed — one that brings institutional-grade underwriting and deal structure to the businesses banks overlook.
The Problem We Set Out
to Solve
After two decades underwriting, structuring, and closing transactions across equipment finance, working capital, and commercial lending, our team kept seeing the same problem: businesses with real fundamentals getting stuck in processes built for a different era.
Banks taking 60 days on deals that needed five. Committees reviewing transactions that experienced professionals could evaluate in hours. Creditworthy borrowers treated like risks because they didn't fit a template.
VCG was built to close that gap — bringing institutional underwriting to the businesses banks overlook.
Experienced Judgment.
Not Automated Decisions.
"We don't run your application through an algorithm and give you a yes or no. We look at the business."
Our team has collectively funded over $500 million in transactions. That experience shapes every evaluation — cash flow patterns, industry dynamics, asset value, growth trajectory.
That judgment-based approach lets us say yes to deals algorithms decline, and structure financing that serves the borrower — not just the lender's checklist. The result: a client experience that works like a private bank. Responsive, direct, focused on the right deal.
20+ Years of Deals.
One Firm Built to Close Them.
The institutional track record behind VCG was built deal by deal — from small-ticket vendor programs to $50M private equity capex transactions — across equipment finance, working capital, and commercial lending.
Adam built his career across the full spectrum of commercial finance — from small-ticket vendor programs to $5M–$50M private equity capex transactions as VP at First National Capital Corp, to developing national OEM vendor programs as Regional Sales Manager at Hitachi Capital. He was part of the founding team that launched Wheeler Financial inside Pitney Bowes, held a VP Equipment Finance seat at First Business Bank, and was a top producer at Reliant Capital before founding VCG to build the financing firm he'd spent a career wishing existed.
What You Get
When You Work With Us
Speed as a Service
24-hour decisions aren't a marketing claim — they're how our process is built. Decision-makers review deals directly. No committees, no queues.
Full Transparency
Rate, term, payment, and fees — disclosed before you sign anything. What we quote is what you get. No surprises at the closing table, ever.
Deal-First Thinking
We structure financing around your situation — not the other way around. The right product, the right term, the right payment for your business.
Direct Access
You get a direct line to a decision-maker. Not a call center, not a portal, not an automated queue. A person who knows your deal.
Relationship Orientation
Our best clients return for their second, third, and tenth deal. We're building relationships, not processing transactions.
Honest Assessment
If a deal isn't right for our products, we'll tell you — and point you toward what is. We don't force solutions that don't fit.
About VCG
Ready to Work With
a Team That Gets It Done?
No hard credit pull. No commitment. We respond same business day.