Call Get Started →
Construction Financing

Construction Equipment
Financing

Fast equipment financing for contractors and construction companies. Excavators, cranes, loaders, and heavy equipment — decisions in 24 hours. Equipment financing from $25K to $2M. Application-only approval up to $300K — no financial statements required.

Why VCG for Construction

Industry-Specific Expertise

Construction equipment financing requires lenders who understand how projects work. Cash flow is lumpy. Equipment gets paid off by the work it does. A delayed approval means a delayed job start — and that has a real dollar cost. We've financed Our team has structured construction equipment transactions across project types and we understand the relationship between equipment and job revenue.

Get My Equipment Financing Options →
Our Approach

Built for How Contractors Actually Work

We understand seasonal cash flow, project-based revenue, and the real value of heavy equipment. Our approvals aren't slowed down by lenders who don't understand construction. We move fast so you can start working.

What We Finance

Equipment We Fund

⛏️

Earthmoving Equipment

Excavators, bulldozers, motor graders, scrapers, and compaction equipment for site preparation.

🏗️

Cranes & Lifting

Tower cranes, mobile cranes, boom lifts, scissor lifts, and material handling equipment.

🚛

Dump Trucks & Hauling

Articulated dump trucks, straight trucks, and off-road haul trucks for any job site.

🔧

Loaders & Telehandlers

Wheel loaders, skid steers, compact track loaders, and telescopic handlers.

🛣️

Paving & Compaction

Asphalt pavers, milling machines, rollers, and concrete placement equipment.

🏚️

Specialty Equipment

Drilling rigs, pile drivers, tunneling equipment, and other specialty construction tools.

Common Questions

Construction Financing FAQs

Yes. We evaluate equipment condition, age, and market value on used assets. We've financed equipment up to 15+ years old when it's well-maintained and properly valued.
We can structure seasonal payment schedules that align with your revenue peaks and valleys. Contractors don't work the same hours year-round, and your payments shouldn't be rigid either.
We evaluate the full picture — contracts in hand, industry experience, and equipment value. New companies with strong backlogs and experienced operators can absolutely qualify.

Ready to Finance Your
Construction Equipment?

24-hour approvals. Flexible terms. A team that understands your industry.